FLEXIBLE&
AFFORDABLE EMPOWERMENT
"We uphold community cohesion and economical empowerment by providing products that will transform livelihoods"
About Maisha Dhabiti Foundation
Maisha Dhabiti Foundation (MDF) commenced its operations towards the end of 2022, with a core mission focused on offering financial support to small business owners residing in the informal settlements of Nairobi. Our primary responsibility is to provide loans tailored to the needs of these entrepreneurs, helping them to grow and sustain their businesses. MDF is officially registered with the Office of the Attorney General, ensuring that our operations adhere to all regulatory requirements and standards.
Maisha Dhabiti Foundation (MDF) was founded by a diverse group of visionary individuals who share a deep commitment to fostering economic development and improving livelihoods in Nairobi's informal settlements. The founders include seasoned entrepreneurs, financial experts, and community leaders with extensive experience in microfinance and grassroots development.
Driven by a shared passion for creating meaningful social impact, the founders of MDF are united in their goal of enabling sustainable growth and economic resilience within underserved communities. Their collaborative approach and commitment to community development are the cornerstones of MDF’s mission and operations.
VISION STATEMENT
MDF envisions a future where every individual in rural and urban informal settlements can access financial support, education, and community-driven services, fostering self-reliance and collective prosperity.
MISSION STATEMENT
To establish a welfare platform providing small business loans, educational support, and dignified end-of-life services to rural and urban informal settlers, fostering a resource-pooling community that supports one another.
CORE VALUES
Our Core Values act as a foundational guide for decision-making, shaping the organizational culture, and building trust with clients and stakeholders. They include Empowerment, Integrity, Community Focus, Inclusivity, Sustainability and Innovation
Empowerment:
MDF is committed to uplifting small business owners by providing financial resources that enable them to grow, thrive, and achieve economic independence.
Integrity:
MDF ensures transparency and honesty in all its dealings, building trust with clients by upholding ethical standards in its lending practices.
Community Focus:
MDF prioritizes the needs of informal settlement communities, tailoring its services to support and sustain local economic growth and social development.
Inclusivity:
MDF strives to offer equitable access to financial services, regardless of clients’ backgrounds, ensuring that all small business owners have the opportunity to succeed.
Sustainability:
MDF is dedicated to creating long-term positive impacts by promoting responsible lending practices that foster enduring business success and community resilience.
Innovation:
MDF embraces creative solutions to address the unique challenges of informal settlements, continuously improving its services to meet the evolving needs of its clients.
MAISHA DHABITI FOUNDATION CONCEPT
Empowering Women and Youth in Informal Settlements
- Maisha Dhabiti Foundation is a transformative organization dedicated to empowering women and youth living in Kenya’s informal settlements. With representatives in major settlements across the country and headquarters in Pangani, near Mlango Kubwa, we focus on uplifting vulnerable populations. Our primary target group consists of youth aged 35 years and below and women under 45, many of whom face daily struggles as informal workers, including small business owners, laundry workers, housemaids, and other casual employees.
- These individuals often endure significant challenges, such as human rights violations, legal uncertainties, and financial instability, exacerbated by a lack of formal skills or employment contracts.
Challenges Faced by Women in Informal Settlements
- Human Rights Violations Without legal protections, many women face exploitation, unsafe working conditions, and unfair treatment.
- Lack of Employment Contracts The absence of formal agreements leaves them vulnerable to unfair dismissal and limits access to redress mechanisms.
- Exclusion from Essential Services Informal employment often excludes workers from social security, healthcare, and other critical benefits.
- Economic Hardships Many earn far below the national minimum wage, with daily wages between KES 200–400 (USD 1.50–3.00), barely enough to cover basic needs.
Our Solution:
Empowering Through Economic Independence Maisha Dhabiti Foundation provides a comprehensive, multi-faceted approach to economic empowerment. Through our microfinance systems, financial literacy programs, and skills training, we equip women with the tools to break the cycle of poverty and build sustainable livelihoods.
Key Initiatives
- Financial Literacy and Microfinance We offer low-interest loans and savings programs to help women establish small businesses, diversify income, and gain financial independence.
- Skills Training for Economic Empowerment We provide training in housekeeping, catering, hairdressing, dressmaking, carpentry, and building skills, enabling women to acquire marketable skills and explore new career paths.
- Advocacy and Legal Support By working with legal experts and policymakers, we advocate for better legal protections, fair wages, and improved working conditions for informal workers.
- Community Building We foster solidarity among women through collective groups, allowing them to pool resources and build a stronger, unified voice for change.
- Welfare Support Programs Through monthly contributions ranging from KES 100 to 1,000, women can create a safety net to support each other during hardships, including education, funerals, and business challenges.
The Data Behind the Need
Housemaids and Domestic Helpers: Approximately 2 million women work in households across Kenya, earning an average of KES 300–500 (USD 2.20–3.60) per day, well below the national minimum wage. Laundry Workers (Dobby Women): Around 200,000 women work as laundry workers in wealthier neighborhoods, earning KES 200–300 (USD 1.50–2.20) per load of laundry with inconsistent employment. Informal Small Business Workers: Roughly 500,000 women are employed in small informal businesses, earning KES 200–400 (USD 1.50–3.00) daily.
Our Target Group
Maisha Dhabiti primarily focuses on women aged 18–45 and the youth, a demographic highly vulnerable to economic and social exploitation. By addressing their unique challenges, we aim to create opportunities for sustainable development and long-term stability.
Conclusion
Maisha Dhabiti Foundation is a beacon of hope for women and youth in Kenya’s informal settlements. We strive to address their economic, legal, and social challenges by fostering empowerment and resilience. Through financial aid, skills development, advocacy, and community building, we are not just changing individual lives; we are creating a movement for social justice and economic empowerment that will ripple across generations.
Empowering Women and Youth in Informal Settlements
We strive to address their economic, legal, and social challenges by fostering empowerment and resilience, through financial aid, skills development, advocacy, and community building
Our Products
Our quality range of products include:
1. Last expense financial aid
2. Education
3. Economic Empowerment: Putting resources together as a community for members benefit
WELFARE
Category/package | Welfare monthly contribution | compensation |
---|---|---|
Single | 200 | 100,000 |
Nuclear Family (Couple & 6 children 1 yr - 17yrs) | 300 | 100,000 |
Extended family (Nuclear + primary member's parents + inlaw) | 500 | 100,000 |
- All needed documents (ID copy, birth certificate/ notification, Area chief letter, burial permit) must be provided for approval
- 4 months maturity
- An age exception will be made for children of up to 24yrs of age who are still in school ( must be single and childless)
- Members monthly welfare contribution must be up to date
EDUCATION
Junior Secondary
Term/Grade | Grade 7 | Grade 8 | Grade 9 |
---|---|---|---|
Term 1 | 15,000 plus10,000 shopping | 15,000 | 15,000 |
Term 2 | 10,000 | 10,000 | 10,000 |
Term 3 | 5,000 | 5,000 | 5,000 |
Senior Secondary
Term/Grade | Grade 10 | Grade 11 | Grade 12 |
---|---|---|---|
Term 1 | 25,000 plus10,000 shopping | 20,000 | 20,000 |
Term 2 | 10,000 | 10,000 | 10,000 |
Term 3 | 5,000 | 5,000 | 5,000 |
- Monthly contribution of 1000/- per child per month
- The 10,000 for shopping is only provided once when the student is being admitted to Junior secondary & Senior secondary
- School feel will be paid directly to the school account, this is non-negotiable
- Must be a member of MDF welfare
- Maturity period 24 months
LOANS & SAVING
- Savings is a minimum of 500/- per month or 150/- per week
- Maturity period for loans is 6 weeks of consistent savings
- Must be in a group 10 members and above
- Must be a member of MDF welfare
Get in touch
Contact Us:
MAISHA DHABITI FOUNDATION
Address:
Muthaiga Business Centre,
P. O. Box 20762-00100 Nairobi, Kenya.
Phone:
(+254) 710 830 610
(+254) 723 018 516